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If he's in a financial rut, he lacks ambition to get out of it.Without ambition, the two of you are going to have a hard time making your marriage work.11.We have learned, over 30 years of love and marriage research, that there are proven, effective ways to ensure a happy and healthy marriage.In fact, we took hundreds of tips from the thousands of happy couples we interviewed throughout the world and put them into our award-winning and bestselling book, We are America's number one love and marriage experts.He excessively spends his money without regard to his income.

You've noticed bills laying on his desk or kitchen table marked "overdue" or "past due."This is an indication of a serious problem.When you quiz him about his personal budget, it's clear that he doesn't have one.When you suggest that budgeting is a good thing and try to show him how to prepare a financial budget, he acts disinterested or feigns interest and never goes any further with the budgeting process.3.When he wants something, he buys it without regard to what it costs or how he will pay for it.6.He tends to be tight-lipped about his financial situation.

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